*APR= Annual Percentage Rate. All loan rates subject to change without notice. All loans subject to credit approval. Certain restrictions may apply. Effective 09-01-2022 through 09-30-2022. All rates and limits based on existing rate and term. Offer applies to loans financed with another lender only. Must meet lending criteria. Lowest possible rate 3.29% APR*. Does not qualify for any additional rate reductions. Estimated monthly payment on $10,000.00 borrowed at 3.29% APR for 36 months is $292.12. To qualify for a $50.00 Visa gift card, the loan must be closed between 09-01-2022 and 09-30-2022. Visa gift card will be given at the time of refinance. Membership is required. Federally Insured By NCUA.