*APR= Annual Percentage Rate. All loan rates subject to change without notice. All loans subject to credit approval. Certain restrictions may apply. Effective 09-01-2019 through 09-30-2019. All rates and limits based on existing rate and term. **Offer applies to loans financed with another lender only. Must meet lending criteria. Lowest possible rate 3.29% APR* (annual percentage rate). Does not qualify for any additional rate reductions. Estimated monthly payment on $10,000.00 borrowed at 3.29% APR for 36 months is $292.13. To qualify for $60.00 VISA gift card, loan must be one of the first sixty completed 09-01-2019 through 09-30-2019. Gift card will be given at the time of signing. Membership is required. For more information, contact the loan department at 814-899-6608. Federally Insured By NCUA.