Other Loans

Personal Loans

When you need financing beyond your auto or home, such as a family vacation or to consolidate your bills at a lower rate, a personal loan is a perfect loan solution to finance the things you need when you need it.

Get your application started.

Credit Boost Loans

Life happens. We can help.

Sometimes, we need a little help. Whether this means establishing or rebuilding your credit, or helping to make ends meet, Americo Federal Credit Union can help with our Credit Boost Loan.

How It Works:

  • No credit check
  • We report your loan repayment record to the credit reporting agencies
  • Positive reports can help improve your credit history and credit score over time
  • 10% from proceeds of loan deposited to Shares until paid in full
Credit Boost Features:

  • Loan amounts from $500.00 – $1,000.00
  • Application fee of $20.00

Get your application started.

Overdraft Protection Loans

Our overdraft protection line of credit can help to reduce stress and save money in fees for overdrafts and returns. Have you ever forgotten to record a check or a debit card transaction or made an error in math in your check register? If you have, you know it can result in numerous overdraft fees, not to mention the embarrassment of a returned check. Our overdraft protection loan can help solve those problems.

Share Secured Loans

Use your savings or certificate as collateral for a loan to borrow funds while still earning dividends on your investment. Because this type of loan is fully guaranteed, we offer a rate lower than a personal loan rate. This is a great way to establish credit.

The Smart Option Student Loan ® for Americo Federal Credit Union By Sallie Mae

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, please get started here (new window/tab).

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialists

To learn more, please get started here (new window/tab).

Make Americo FCU your choice for financing.
With Online Lending, you can apply for loans 24/7. Apply online or call a loan officer at (814) 899-6608 for information on any of our loans.

Current loan rates