When you need financing beyond your auto or home, such as a family vacation or to consolidate your bills at a lower rate, a personal loan is a perfect loan solution to finance the things you need when you need it.
Credit Boost Loans
Life happens. We can help.
Sometimes, we need a little help. Whether this means establishing or rebuilding your credit, or helping to make ends meet, Americo Federal Credit Union can help with our Credit Boost Loan.
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Overdraft Protection Loans
Our overdraft protection line of credit can help to reduce stress and save money in fees for overdrafts and returns. Have you ever forgotten to record a check or a debit card transaction or made an error in math in your check register? If you have, you know it can result in numerous overdraft fees, not to mention the embarrassment of a returned check. Our overdraft protection loan can help solve those problems.
Share Secured Loans
Use your savings or certificate as collateral for a loan to borrow funds while still earning dividends on your investment. Because this type of loan is fully guaranteed, we offer a rate lower than a personal loan rate. This is a great way to establish credit.
Student Loans for Americo Federal Credit Union By Sallie Mae
Wherever you are in your higher education, get the money you need for school.
Student loans from AMERICO Federal Credit Union in partnership with Sallie Mae® could help! For borrowers attending or borrowing for a student attending a degree-granting institution
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
– Competitive interest rates
– Multiple repayment options
– No origination fees; no prepayment penalty¹
– Smart Option Student Loan® for Undergraduate Students
– Parent Loan
– Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.
Borrow responsibly: We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. AMERICO Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. ¹Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.
Make Americo FCU your choice for financing.
With Online Lending, you can apply for loans 24/7. Apply online or call a loan officer at (814) 899-6608 for information on any of our loans.