Other Loans

Personal Loans

When you need financing beyond your auto or home, such as a family vacation or to consolidate your bills at a lower rate, a personal loan is a perfect loan solution to finance the things you need when you need it.

Get your application started.

Credit Boost Loans

Life happens. We can help.

Sometimes, we need a little help. Whether this means establishing or rebuilding your credit, or helping to make ends meet, Americo Federal Credit Union can help with our Credit Boost Loan.

How It Works:

  • No credit check
  • We report your loan repayment record to the credit reporting agencies
  • Positive reports can help improve your credit history and credit score over time
  • 10% from proceeds of loan deposited to Shares until paid in full
Credit Boost Features:

  • Loan amounts from $500.00 – $1,000.00
  • Application fee of $20.00

Get your application started.

Overdraft Protection Loans

Our overdraft protection line of credit can help to reduce stress and save money in fees for overdrafts and returns. Have you ever forgotten to record a check or a debit card transaction or made an error in math in your check register? If you have, you know it can result in numerous overdraft fees, not to mention the embarrassment of a returned check. Our overdraft protection loan can help solve those problems.

Share Secured Loans

Use your savings or certificate as collateral for a loan to borrow funds while still earning dividends on your investment. Because this type of loan is fully guaranteed, we offer a rate lower than a personal loan rate. This is a great way to establish credit.

Make Americo FCU your choice for financing.
With Online Lending, you can apply for loans 24/7. Apply online or call a loan officer at (814) 899-6608 for information on any of our loans.

Current loan rates

Sallie Mae Student Loans

Wherever you are in your higher education, get the money you need for school. Student loans from Americo Federal Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

– Competitive interest rates
– Multiple repayment options
– No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you.

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank. Americo Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product. 1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. ©2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.