Additional Rates

PERSONAL LOANS

PERSONAL LOANS
APR* as low as Term 2 Payment example
8.50% ** 60 months $20.52

*APR=Annual Percentage Rate. **Rate disclosed with an asterisk (**) represents the lowest possible APR for a Personal Loan. Rate based on credit worthiness, term and other conditions. Contact us to determine your qualifying APR. ²Payment example given is the monthly payment per $1,000 borrowed for the rate and term specified. A .25% discount off your qualifying APR is available. Member must enroll in auto payment to qualify for the .25% discount. The minimum rate with any discount is 8.50% APR (APR will not increase after consummation).

Use the Loan Calculator to estimate your monthly payment.

CREDIT BOOST LOANS

CREDIT BOOST LOANS
APR* as low as Term 2 Payment example
18.00% ** 12 months $91.69

Minimum loan amount is $500 – Maximum loan amount is $1000. Borrower must be a member of the Credit Union in good standing for at least six (6) months. Limit of three (3) Credit Boost loans during six (6) month time frame, per member and you may only borrow one Credit Boost loan at a time. Must provide proof of income. Minimum income of $1000/month is required. APR (Annual Percentage Rate) is set at 18%. A $1000.00 Credit Boost Loan for a term of 12 months with an 18% APR, the monthly payment will be $91.69. $20 non-refundable application fee (payable with application or added to the principal of the loan).

Use the Loan Calculator to estimate your monthly payment.

SHARE SECURED LOANS

SHARE SECURED LOANS
APR* Term 2 Payment example
3.29% 36 months $29.21
3.99% 60 months $18.42
4.49% 72 months $15.88
5.29% 84 months $14.25

*APR=Annual Percentage Rate. 2Payment example given is the monthly payment per $1,000 borrowed for the rate and term specified. A .25% discount off your qualifying APR is available. Member must enroll in auto payment to qualify for the .25% discount. The minimum rate with any discount is 3.29% APR (APR will not increase after consummation).

Use the Loan Calculator to estimate your monthly payment.

ADDITIONAL LOANS

ADDITIONAL LOANS
Loan Type APR*
Overdraft Protection Loans 12.00%

*APR = Annual Percentage Rate. All loan rates subject to change without notice. All loans are subject to credit approval. Certain terms and conditions may apply. Americo FCU membership is required. Membership Share $5.00 par value (par value is not a fee). Contact a loan officer for additional information at (814) 899-6608. Finance charge based off of APR and total loan amount ($1000.00 max).

Mastercard Credit Card
Loan Type APR*
Mastercard Credit Card No annual fee 6.75% to 18.00% when you open your account, based on your creditworthiness
Balance Transfers 6.75% to 18.00% based on your creditworthiness
Cash Advances 6.75% to 18.00% based on your creditworthiness

*APR=Annual Percentage Rate. Your APR will be based on your creditworthiness at the time you open your account. Americo FCU membership is required. Membership Share $5.00 par value (par value is not a fee). All loan rates subject to change without notice. All loans are subject to credit approval. Certain terms and conditions may apply. Contact a loan officer for additional information at (814) 899-6608.