Additional Rates

PERSONAL LOANS

*APR=Annual Percentage Rate. **Rate disclosed with an asterisk (**) represents the lowest possible APR for a Personal Loan. Rate based on credit worthiness, term and other conditions. Contact us to determine your qualifying APR. ²Payment example given is the monthly payment per $1,000 borrowed for the rate and term specified. A .25% discount off your qualifying APR is available. Member must enroll in auto payment to qualify for the .25% discount.

APR* as low as Term 2 Payment example
7.50% ** 60 months $20.05

Use the Loan Calculator to estimate your monthly payment.

SHARE SECURED LOANS

*APR=Annual Percentage Rate. 2Payment example given is the monthly payment per $1,000 borrowed for the rate and term specified. A .25% discount off your qualifying APR is available. Member must enroll in auto payment to qualify for the .25% discount. The minimum rate with any discount is 3.25% APR.  

APR* Term 2 Payment example
3.25% 36 months $29.20
3.75% 60 months $18.31
4.50% 72 months $15.88
5.00% 84 months $14.14

Use the Loan Calculator to estimate your monthly payment.

ADDITIONAL LOANS

Loan Type APR*
Overdraft Protection Loans 12.00%

*APR = Annual Percentage Rate. All loan rates subject to change without notice. All loans are subject to credit approval. Certain terms and conditions may apply. Americo FCU membership is required. Membership Share $5.00 par value (par value is not a fee). Contact a loan officer for additional information at (814) 899-6608. Finance charge based off of APR and total loan amount ($1000.00 max).

Loan Type APR*
MasterCard Credit Card No annual fee 6.75% to 18.00% when you open your account, based on your creditworthiness

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*APR=Annual Percentage Rate. Your APR will be based on your creditworthiness at the time you open your account. Americo FCU membership is required. Membership Share $5.00 par value (par value is not a fee). All loan rates subject to change without notice. All loans are subject to credit approval. Certain terms and conditions may apply. Americo FCU membership is required. Membership Share $5.00 par value (par value is not a fee). Contact a loan officer for additional information at (814) 899-6608.