Savings (Shares) Accounts
Your membership in Americo FCU begins with a Share Savings Accounts. With a $5.00 minimum deposit, you become a valuable member. This deposit remains in the account for the duration of your membership.
Checking (ShareDraft) Accounts
The convenience you want with a checking account but without all of the fees. Below are just a few of the benefits:
- First 20 checks are free
- No minimum balance required
- No monthly service charge
- Dividends are paid on daily balance
- No per-check processing fees
- Debit Cards for qualified members
- Overdraft Protection loans for qualified applicants
- Monthly statements
Deposits may be made in a variety of ways including:
- Over the counter
- Payroll Deductions
- Direct Deposit
- Via ATM
Checks are ordered through Deluxe Check printing and are mailed directly to your home. After your first 20 free checks, check orders are handled by the credit union. Charges for printing the checks vary according to style chosen. You can manage your account with Home Banking, eStatement and Bill Pay services.
Free Checks to Senior Members of Americo FCU
For many years, Americo FCU has been offering one box of free checks to Senior Members. Every senior member qualifies for free checks once per calendar year. The box includes 40 checks that can be ordered from any Teller Service Representative. If you would like more information or want to find out if you qualify, call or visit either branch today!
Save for the holidays, vacation or taxes all year long and have the cash available when you need it. Club accounts are separate from your savings account.
Our Christmas club accounts have no minimum balance requirements and no early withdrawal penalty. You may deposit any amount at any time and make withdrawals at will. Dividends are compounded and paid quarterly based on your daily balance. Christmas club balances are transferred to regular shares where you may transfer or withdraw the funds as you wish.
Need a separate account to save up for your next vacation? We have just the one for you! Our vacation clubs require no minimum balance and earn dividends that are compounded and paid quarterly based on your daily balance. Deposits can be made in any amount at any time and will remain in the vacation club until you take them out.
Money Market Accounts
Earn a higher dividend rate on your savings but have the cash readily available if your need it. The tiered account provides a higher return on your funds as your balance grows.
- $2,500 minimum balance required
- No deposit or withdrawal limitations
- Dividends are paid monthly
- Tiered interest rates available
- No penalty