Vehicle Loans

New & Used

New And Used Auto Loans

Whether you’re looking for a fuel-efficient hybrid, a smooth riding luxury car, or a pick-up truck, we can help put you in the driver’s seat! Apply Online – it’s easy to do and only takes a couple of minutes.

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Smart Approval - Dealer Financing

Introducing Smart Approval – Instant Approval

Americo has teamed up with CUDL to bring you another great AUTO buying tool. Smart Approval is an online pre-approval application designed to streamline the AUTO loan process. The application is simple to fill out, and gives you instant VEHICLE approval through the credit union. Members can now apply for an AUTO LOAN “on the fly” from their iPhone, as well as through other popular smart devices and phones. The benefits of Smart Approval include: 1. Confidence – eliminated fear of loan rejection 2. Predetermined budget – making shopping more efficient 3. Reduced time at the dealership – no waiting around for approval 4. Simplified borrowing & buying experience

Get Pre-Approved!

Participating Dealers

Auto Insurance

TruStage® Auto Insurance

As a member of Americo FCU, you have access to the TruStage® Insurance programs, made available by the companies of CUNA Mutual Group. The TruStage® Insurance Programs work with carefully selected insurance partners who can offer credit union members discounted rates on various insurance products such as Auto Insurance, Home Insurance and Life Insurance. TruStage® products could save you money. Click here for your no-obligation quote. TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by the credit union.

Trustage Insurance (Life Insurance, Accidental Death and Dismemberment Insurance, Health Insurance, Auto & Home Insurance) is not an obligation of the credit union nor is it guaranteed through the credit union. Trustage Insurance (Life Insurance, Accidental Death and Dismemberment Insurance, Health Insurance, Auto & Home Insurance) is not federally insured and may involve investment risk.


Americo FCU Financing Available At Select Dealerships

The CUDL (Credit Union Direct Lending) program makes auto buying easier and more convenient. This one-stop vehicle shopping provides credit union financing at the dealership. When visiting a participating dealership, mention that you are a member of Americo FCU. Choose a vehicle, apply for your Americo FCU loan at the dealership, drive away in your new vehicle. All loan preparation is done at the dealership, so you don’t have to make an extra trip to the credit union.

Local Participating Dealerships

Auto Express/Off Road Express
10320 Wattsburg Rd
Erie, PA 16509
(814) 825-4747
Auto Express/Off Road Express
9070 Peach St
Waterford, PA 16441
(814) 679-4135
Bianchi Motors
8430 Peach St
Erie, PA 16509
(814) 868-9678
Bob Ferrando Ford Lincoln Mercury
8868 Ridge Rd
Girard, PA 16417
(814) 774-5678
Champion Ford Edinboro
11941 Edinboro Rd
Edinboro, PA 16412
(814) 734-1616
Champion Ford
2502 West 26 St
Erie, PA 16506
(814) 878-2500
Community Chevrolet Meadville
16408 Conneaut Lake Rd
Meadville, PA 16335
(814) 724-7110
Corry Resale
340 W. Columbus Ave.
Corry, PA 16407
(814) 664-4048
Cunningham’s of Edinboro
12481 Edinboro Road
Edinboro, PA 16412
Cunningham’s of North East
85 W Main St
North East, PA 16428
Dave Hallman Chevrolet, Inc.
1925 State St
Erie, PA 16501
(814) 452-6731
David Corry Chrysler Dodge Jeep Ram
13255 Route 6
Corry, PA 16407
(814) 664-8600
Gary Miller Chrysler Jeep
5746 Peach St
Erie, PA 16509
(814) 868-3635
Hallman Hyundai
2104 State St
Erie, PA 16503
(814) 452-6731
Honda Cars Street Track N Trail
13723 Conneaut Lake Rd
Conneaut Lake, PA 16316
(814) 382-4821
Humes Chrysler Jeep Dodge
1010 Route 19 North
Waterford, PA 16441
(814) 796-2666
Humes Ford of Corry
13626 Route 6
Corry, PA 16407
(814) 665-8207
Interstate Mitsubishi
6969 Edinboro Rd
Erie, PA 16509
(814) 866-7222
Interstate Nissan
8890 Peach St
Erie, PA 16441
(814) 860-8377
Lakeside Chevrolet Buick
10215 West Main Rd North East, PA 16428
(814) 725-4507
Lakeside Auto Sales Erie
4844 Buffalo Rd
Erie, PA 16510
(814) 898-2886
Lakeside Auto Sales
808 Main St
Girard, PA 16417
(814) 774-2886
McCandless Ford Meadville Inc
433 Baldwin St
Meadville, PA 16335
(814) 336-3166
New Motors
8670 Peach St
Erie, PA 16509
(814) 868-4805
Off Road Express
10320 Wattsburg Rd
Erie, PA 16508
(814) 825-2396
Street Track N Trail
13723 Conneaut Lake Rd
Conneaut Lake, PA 16316
(814) 382-4821
Superior Toyota
5615 Peach St
Erie, PA 16509
(814) 868-3656
Team Lake Road Auto Sales
13988 Conneaut Lake Rd
Conneaut Lake, PA 16316
(814) 382-9336
Walker Bros. Buick Chevrolet
700 Erie St / Route 99 North
Edinboro, PA 16412
(814) 734-1648
Weber Harris Ford Lincoln Mercury
433 Baldwin St
Meadville, PA 16335
(814) 336-3166



Looking for a new or used vehicle but not sure where to start? CUDL AutoSMART is an on-line resource that provides in-depth information to assist you on your next auto purchase, including research and vehicle comparisons, as well as to calculate trade-in values, check a vehicle’s history, and receive auto buying tips. For access to the website please click on the graphic below.

AutoSMART-CUDL - links to research page (new window/tab)

For current loan rates, Click Here. For more information on these or any of our loans, call a loan officer at (814) 899-6608.