Must be a member in good standing in order to qualify for this offer. Effective 09-01-2017 through 10-31-2017. All rates and limits based on creditworthiness. Must meet lending criteria. Lowest possible rate 6.50% APR* (annual percentage rate). Does not qualify for any additional rate reductions. Maximum term 60 months. Estimated monthly payment on $1000.00 at 6.50% APR for 12 months is $86.30, $2000.00 at 6.50% APR for 12 months is $172.60, $3000.00 at 6.50% APR for 12 months is $258.90. Rates, terms, and conditions are subject to change without notice. Membership eligibility required. Certain restrictions apply. Call the loan department (814-899-6608) for more information about Personal Loans and all your lending needs.