*APR= Annual Percentage Rate. Must be a member in good standing in order to qualify for this offer. Effective 08-01-2021 through 08-31-2021. All rates and limits based on creditworthiness. Must meet lending criteria. Lowest possible rate 6.50% APR*. Does not qualify for any additional rate reductions. Maximum term 60 months. Estimated monthly payment per $1000.00 at 6.50% APR* for 60 months is $19.57. Rates, terms, and conditions are subject to change without notice. Membership eligibility required. Federally insured by NCUA. Call the loan department at 814-899-6608 for more information about personal loans and all your lending needs.