*APR= Annual Percentage Rate. All loan rates subject to change without notice. All loans subject to credit approval. Certain restrictions may apply. Effective
09-01-2025 through 10-31-2025. All rates and limits based on existing rate and term. Offer applies to loans financed with another lender only. Must meet lending criteria. Lowest possible rate 5.49% APR*. Does not qualify for any additional rate reductions. Estimated monthly payment on $10,000.00 borrowed at 5.49% APR for 36 months is $301.93. To qualify for a $50.00 Visa gift card, the loan must be closed between 09-01-2025 and 10-31-2025. Visa gift card will be given at the time of refinance. Proof of your current rate (APR) is required. Finance charges will accrue during the 90 day no payment option. Membership is required. Federally Insured by National Credit Union Association.