Rates as of February 1st, 2026
Autos & Motorcycles (2022 & Newer)
| APR* as low as | Term | 2 Payment example |
|---|---|---|
| 4.49% ** | 36 months | $297.39 |
| 4.49% ** | 60 months | $186.37 |
| 4.99% ** | 72 months | $160.99 |
| 5.49% ** | 84 months | $143.64 |
| 8.99% ** | 120 months*** | $126.63 |
Autos & Motorcycles (2019 – 2021)
| APR* as low as | Term | 2 Payment example |
|---|---|---|
| 5.24% ** | 36 months | $300.75 |
| 5.74% ** | 60 months | $192.10 |
| 6.24% ** | 72 months | $166.85 |
| 6.74% ** | 84 months | $149.65 |
Autos & Motorcycles (2018 & Older)
| APR* as low as | Term | 2 Payment example |
|---|---|---|
| 6.74% ** | 36 months | $307.53 |
| 7.24% ** | 60 months | $199.12 |
| 7.49% ** | 72 months | $172.83 |
| 9.24% ** | 84 months | $162.09 |
*APR=Annual Percentage Rate. **Rate disclosed with an asterisk (**) represents the lowest possible APR for that Auto Loan. ***Term for vehicles 2022 and Newer. Rate based on credit worthiness, term and other conditions. Contact us to determine your qualifying APR. Secured loan terms between 61 – 72 months – $10,000 minimum amount financed. Secured loan terms between 73 – 84 months – $20,000 minimum amount financed. Secured loan terms between 85 – 120 months – $30,000 minimum amount financed. Rates for vehicles older than 12 model years or over 120,000 miles will be higher than those shown below. ²Payment example given is the monthly payment per $10,000 borrowed for the rate and term specified. A .25% discount off your qualifying APR is available. Member must enroll in auto payment to qualify for the .25% discount. The minimum rate with any discount is 4.49% APR(APR will not increase after consummation).
Boats, RVs, Trailers, etc.
| APR* as low as | Term | 2 Payment example |
|---|---|---|
| 10.00% ** | 0-60 months | $212.44 |
| 11.00% ** | 61-72 months | $190.32 |
| 11.25% ** | 73-84 months | $172.53 |
| 12.25% ** | 85-120 months | $144.92 |
*APR=Annual Percentage Rate. **Rate disclosed with an asterisk (**) represents the lowest possible APR for that loan. Rate based on credit worthiness, term and other conditions. Contact us to determine your qualifying APR. Secured loan terms between 61 – 72 months – $15,000 minimum amount financed. Secured loan terms between 73 – 84 months – $20,000 minimum amount financed. Secured loan terms between 85 – 120 months – $30,000 minimum amount financed. ²Payment example given is the monthly payment per $10,000 borrowed for the rate and term specified. A .25% discount off your qualifying APR is available. Member must enroll in auto payment to qualify for the .25% discount. The minimum rate with any discount is 10.00% APR (APR will not increase after consummation).
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