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ARR = Annual Percentage Offer valid 11/01/2018 through 11/30/2018. Rate. Rates, terms, and conditions are subject to change without notice. Credit card approval depends on creditworthiness and other qualifications.Reward Points Program: Earn point rewards on all your purchases. See Solicitation Disclosure for more information, full terms and conditions will be sent with your card. **Credit only applies to members approved for new cards that like our Facebook page :