*APR= Annual Percentage Rate. All loan rates subject to change without notice. All loans subject to credit approval. Certain restrictions may apply. Effective 09-1-2017 through 10-31-2017. All rates and limits based on existing rate and term. Offer applies to loans financed with another lender only. Must meet lending criteria. Lowest possible rate 3.25% APR* (annual percentage rate). Does not qualify for any additional rate reductions. Estimated monthly payment on $10,000.00 borrow at 3.25% APR for 36 months is $291.93. To qualify for $100.00 gas card loan must be over $10,000.00. Gas card will be given at the time of refinance. Membership is required. For more information contact the loan department at 814-899-6608.