Americo Federal Credit Union
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4101 Main Street
Erie, PA 16511
814-899-6005 fax

2545 West 23 Street
Erie, PA 16506
814-833-7299 fax

What's New


Americo has teamed up with CUDL to bring you another great AUTO buying tool. Smart Approval is an online pre-approval application designed to streamline the AUTO loan process. The application is simple to fill out, and gives you instant VEHICLE approval through the credit union. Members can now apply for an AUTO LOAN “on the fly” from their iPhone, as well as through other popular smart devices and phones. 

The benefits of Smart Approval include:

1.       Confidence – eliminated fear of loan rejection

2.       Predetermined budget – making shopping more efficient

3.       Reduced time at the dealership – no waiting around for approval

4.       Simplified borrowing & buying experience



Earn bonus points for every qualifying purchase made using your Americo MasterCard Credit Card.

With ScoreCard Rewards, you can turn your purchases into merchandise and travel rewards.  Anyone who already has a credit card with Americo has automatically been enrolled to start earning points for every purchase. 

You can check your reward points balance, shop the merchandise and travel rewards online, and shop in the ScoreMall to earn extra reward points per dollar spent for specific merchants.  It's easy to create an account and is completely free.  Click here to create your account.

Remember to notify us in writing if you change your address, phone number or e-mail address.  Incorrect contact information can prevent you from receiving your statements, tax forms and important notices as well as making it difficult for us to contact you.

If you will be traveling and plan to use your Americo FCU Debit and/or Credit Card, we need to put an alert on your card(s).  We do not want your card(s) to become blocked for suspicious activity while you are away from home, putting you in a difficult situation.  Notifying us that you will be traveling will help us monitor your account against fraud.

Please inform us of your travel arrangements prior to your trip.  That includes the dates of travel, what cities, states or countries you will be traveling through, and a phone number (e.g. cell phone number) where you can be reached while traveling, in case the fraud department needs to review transactions.  We also need to be informed of international travel, since all cards are blocked internationally unless the travel form is filled out.

Travel forms are available at both credit union offices.

Mobile Money is a secure, convenient way to access your Americo Federal Credit Union accounts anytime, anywhere, using your mobile device.

With Mobile Money* services you can:
View account balances
View account transactions
Transfer funds between accounts
Pay bills** and more

To get started:

  1. Logon to your Online Banking account
  2. Click on the Self Service tab
  3. Click on the Mobile Money link
  4. Simply follow the easy instructions to register your mobile device and your Americo FCU account

If you have questions or need more information, please send an email through the contact section of the Home Banking program, or call Jordan at (814) 833-0433 ext 214.

*Must be a credit union member in good standing to use Mobile Money.  Terms, conditions and eligibility applicable to Americo Federal Credit Union's Online Banking apply.  Americo FCU does not charge for Mobile Money, however, there may be charges associated with text messaging and data usage on your phone.  Check with your wireless phone service provider for details on specific fees and charges that may apply. **There is a $5.75 monthly fee for Bill Pay.

eStatement  - Another great feature of our Online Services
Receive your Americo FCU statement electronically, with our secure eStatement service and enjoy these benefits:

Convenience: You won't have to wait for your statements to arrive by mail
Statement Archive: Your statements are archived for 6 months
Security: Your eStatement is protected by the latest security measures
Printable: Everything is printable, should you need a hard copy for your records
eStatement is FREE!

Once signed up, you will receive an email notification the first of the month when a new eStatement is available for viewing.  To view your eStatement, simply log in to your Online Banking account and choose eStatement under the Self Service tab.  Remember, once enrolled in eStatement, you will no longer receive a paper statement in the mail.

You must be an Online Banking user to sign up for eStatements.

Not an Online Banking user?  Click here for a Online Banking application, or ask a Member Service Representative for information on how you can sign up today.

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