College-Bound? 

Effective July 1, 2010, all student loans will be originated by the Federal Government.  We recommend that all students consult their financial aid department at the school they are or will be attending for student loan information.
4/5/10

 Erie Chaper of Credit Unions Presents $8,000 in Scholarship Awards

The Erie Chapter of Credit Unions is pleased to announce the recipients of the 2010 James J. DeDad Scholarship.   Six scholarship winners were chosen from 169 entries.

1st Place	Brendan Gregory	$3,000	Erie FCU
2nd Place	Philip Blumer	$1,500	Americo FCU
3rd Place	Justine Parker	$1,250	Americo FCU
4th Place	Julie Thomas	$1,000	Erie  FCU
5th Place	Jennie Lindenburger	$   750	Erie Community CU
6th Place	Sarah Davis	$   500	Erie FCU

Applicants were asked to write a 500-word essay on the following topic:  "One of the most valuable money management lessons is to 'live within your means.'  How can you use your credit union to develop healthy financial habits and build financial security?"

The awards will be presented at the Erie Maennerchor Club on Wednesday, August 4, 2010 at 6:00 p.m.  This year 11 credit unions from the Erie area participated in the scholarship program.  The scholarships are named in memory of James J. DeDad, former president of the Erie Chapter of Credit Unions.  Since 1995, the scholarship program has awarded a total of $115,000.00

We want to thank all of the participants for their hard work.

Watch for information next spring regarding the 2011 DeDad Scholarship!
6/24/10

 JAMES J. DeDAD SCHOLARSHIP
The James J. DeDad Scholarship program is sponsored by several credit unions in the Erie area.  Scholarships are available to participating credit union members between the ages of 17 and 24 who are or will be enrolled as a full-time undergraduate student in 2010.  Scholarships are available to all majors and are not limited to freshman students.

Applying for the scholarship is easy!  Applicants are required to:

• Be a credit union member
• Complete an application
• Submit a typewritten 500-word essay

Judging for the scholarship is based on the applicant's credit union knowledge and the ability to communicate their thoughts and ideas through their essay.

The application and essay must be returned to the Credit Union no later than June 11, 2010 to be eligible.  Late Applications and Essays will not be accepted. 

Entrants are notified of the scholarship results in July.  An awards ceremony for the winners will be held August 4, 2010.

Scholarship applications and details are available at the credit office and on our website at www.americofcu.com.
3/9/2010  

Regular Savings Accounts
This is the account you open when you establish your credit union membership.  A $5 minimum opening deposit and balance is required.

Checking Accounts
A credit union checking account offers all of the convenience you want but without all of the fees.  No monthly service charges, no minimum balance, no per-check processing fee.  Overdraft protection is available to eligible members.

MasterMoney Debit Card
A credit union debit card is an easy way to access your checking without a checkbook, to make purchases or obtain cash at ATM's (Automated Teller Machines).   

Internet Banking
Manage your accounts online from your PC - make account transfers, check account balances, make loan payments, safely and securely. 

No Surcharge ATM Network
Look for the Credit Union No-surcharge logo's or go to the www.cudollar.org  for locations of the ATM network nearest you.   

Loans
Whether for need a car or a computer, we have a variety of loans for all of your borrowing needs, at competitive rates and convenient repayment terms.                   

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