Americo Federal Credit Union
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4101 Main Street
Erie, PA 16511
814-899-6005 fax

2545 West 23 Street
Erie, PA 16506
814-833-7299 fax

Student Center

DeDad Scholarships Available
Applications are available for college students, ages 17 - 24, who are credit union members, who are or will be enrolled as a full-time undergraduate student in 2015.

Applying is easy! Just complete the attached application and write a 500-word essay on: "Why do credit unions have difficulty recruiting and retaining younger members? What can credit unions do to better reach younger generations, and retain these individuals as they grow and their needs change?"

Judging for the Scholarships is based on crdit union knowledge and the ability to communicate your thoughts and ideas through your essay. All applications and essays must be returned to the Credit Union no later than June 5th, to be eligible. Late applications and essays will not be accepted. All entrants will be notified of the Scholarship results in July. An awards ceremony for the winners will be held in August 2015. Click here for application.


The Americo FCU Smart Option Student Loan® by Sallie Mae®
For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. 

The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available - like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management

To learn more or to apply online, please visit

Whether you are across town or across country, we offer a complete line of financial services designed to start your future the right way. 

Regular Savings Accounts
This is the account you open when you establish your credit union membership.  A $5 minimum opening deposit and balance is required.

Checking Accounts
A credit union checking account offers all of the convenience you want but without all of the fees.  No monthly service charges, no minimum balance, no per-check processing fee.  Overdraft protection is available to eligible members.

MasterMoney Debit Card
A credit union debit card is an easy way to access your checking without a checkbook, to make purchases or obtain cash at ATM's (Automated Teller Machines).   

Internet Banking
Manage your accounts online from your PC - make account transfers, check account balances, make loan payments, safely and securely. 

No Surcharge ATM Network
Look for the Credit Union No-surcharge logo's or go to the  for locations of the ATM network nearest you.   

Whether for need a car or a computer, we have a variety of loans for all of your borrowing needs, at competitive rates and convenient repayment terms.                   

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