Americo Federal Credit Union
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4101 Main Street
Erie, PA 16511
814-899-6005 fax

2545 West 23 Street
Erie, PA 16506
814-833-7299 fax

Student Center


The Smart Option Student Loan® for Americo Federal Credit Union by Sallie Mae

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan
® features and benefits: 

1. Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility

2. No origination fees and no prepayment penalty

3. Rewards and interest rate reductions available

4. Rates that reward creditworthy borrowers

5. Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

6. 100% US-based Student Loan Specialists

To learn more, please get started here.


Whether you are across town or across country, we offer a complete line of financial services designed to start your future the right way. 

Regular Savings Accounts
This is the account you open when you establish your credit union membership.  A $5 minimum opening deposit and balance is required.

Checking Accounts
A credit union checking account offers all of the convenience you want but without all of the fees.  No monthly service charges, no minimum balance, no per-check processing fee.  Overdraft protection is available to eligible members.

MasterMoney Debit Card
A credit union debit card is an easy way to access your checking without a checkbook, to make purchases or obtain cash at ATM's (Automated Teller Machines).   

Internet Banking
Manage your accounts online from your PC - make account transfers, check account balances, make loan payments, safely and securely. 

No Surcharge ATM Network
Look for the Credit Union No-surcharge logo's or go to the  for locations of the ATM network nearest you.   

Whether for need a car or a computer, we have a variety of loans for all of your borrowing needs, at competitive rates and convenient repayment terms.                   

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