Americo Federal Credit Union
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4101 Main Street
Erie, PA 16511
814-899-6005 fax

2545 West 23 Street
Erie, PA 16506
814-833-7299 fax

 2nd Mortgage/Home Equity Loan Special

June 2 - August 29, 2014

                  APPLICATION FEES are WAIVED on
2nd Mortgage and Home Equity Loans during this special.

2nd Mortgage Loans (fixed rate, closed-end loan)

90% Equity        Term
3.24% APR*   60 months
3.74% APR* 120 months
4.24% APR* 180 months

Home Equity Loans (variable rate**, open-end loan)
80% Equity       Term
3.25% APR* up to 10 years

Minimum $10,000.00 in new money required

Americo Federal Credit Union is an Equal Housing Lender licensed by the National Licensing System under NMLS #565406.
*APR=Annual Percentage Rate.  All loans subject to credit approval.  All loan rates subject to change without notice.  Certain restrictions may apply.  Application fees for 2nd Mortgage and Home Equity Loans are waived during this special.  Other fees apply.  Minimum loan amount is $10,000.00 new money.  Mortgage loans are limited to primary residences located in Erie and Crawford Counties in PA.  Property insurance is required.  Membership required.  Membership share $5.00 par value (par value is not a fee).

**Home Equity loans are variable rate loans - rate based on Prime Rate and subject to change quarterly.  The annual percentage rate may increase after consumation of the Home Equity variable rate loan.  The maximum annual percentage rate that may be imposed is 18.00% or the maximum permitted by law, whichever is less - the minimum floor annual percentage rate that can apply is 1.00%.  Interest on mortgage loans may be tax deductible, consult your tax advisor.  Estimated monthly payments on $10,000.00 borrowed at 3.24% APR for 60 months is $180.79, 3.74% APR for 120 months is $100.04, 4.24% APR for 180 months is $75.20, 3.25% APR for 120 months is $97.74.  Payments do not include amounts for taxes and insurance premiums.  For more information on mortgage interest rates, limits or fee schedules, please contact the loan department.

We do business in accordance with the Federal Fair Housing Law
and the Equal Credit Opportunity Act. 


Looking for a new set of wheels?

We have a loan that is right for you with monthly payments and terms to fit every budget.

We offer everything from the Loan, to Credit Life, Credit Disability, Mechanical Repair and GAP (Guaranteed Asset Protection) coverage at competitive pricing. 

Call the loan department today for more information (814) 899-6608.

Loan rates based on the applicant's creditworthiness, terms and conditions, and may vary.



4101 Main Street
Erie, PA 16511

2545 West 23rd Street
Erie, PA 16506



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