Americo Federal Credit Union
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4101 Main Street
Erie, PA 16511
814-899-6005 fax

2545 West 23 Street
Erie, PA 16506
814-833-7299 fax

Mark Your Calender

Sizzling Summer Loan Special
2nd Mortgage/Home Equity
June 1st - July 31st, 2015
Application Fees Are Waived During This Special

2nd Mortgage Loan

fixed rate, closed-end loan
90% Equity Term
3.24% APR** 0-60 Months 
3.74% APR** 61-120 Months
4.24% APR** 121-180 Months
Minimum loan amount $10,000.00 new money

Home Equity Loan

variable rate*, open-end loan
80% Equity Term
3.25% APR** up to 10 years
Minimum loan amount $10,000.00 new money

Call (814) 899-6608 for more information.

June 1, 2015**APR=Annual Percentage Rate.  All loan rates subject to change without notice.  All loans subject to credit approval.  Certain restrictions may apply.  Application fees for 2nd Mortgage and Home Equity Loans are waived during this special.  Other fees apply.  Minimum loan amount $10,000.00 new money. Loans less than $10,000.00 will pay application fees but are eligible for the above rates. Mortgage loans are limited to primary residences located in Erie and Crawford Counties in PA.  Property insurance is required.  Membership required.  Membership share $5.00 par value (par value is not a fee).  *Home Equity Loans are variable rate loans – rate based on Prime Rate and subject to change quarterly.  The annual percentage rate may increase after consummation of the Home Equity variable rate loan.  The maximum annual percentage rate that may be imposed is 18.00% or the maximum permitted by law, whichever is less – the minimum floor annual percentage rate that can apply is 1.00%.  Interest on mortgage loans may be tax deductible, consult your tax advisor.  Estimated monthly payments on $10,000.00 borrowed at 3.24% APR for 60 months is $180.79, 3.74% APR for 120 months is $100.04,   4.24% APR for 180 months is $75.21, 3.25% APR for 120 months is minimum payment of $100.00.  Payments do not include amounts for taxes and insurance premiums.  For more information on mortgage interest rates, limits or fee schedules, please contact the loan department. Credit Union NMLS#565406

DeDad Scholarships Applications Available

Applications are available for college students, ages 17 - 24, who are credit union members, who are or will be enrolled as a full-time undergraduate student in 2015.

Applying is easy! Just complete the attached application and write a 500-word essay on: "Why do credit unions have difficulty recruiting and retaining younger members? What can credit unions do to better reach younger generations, and retain these individuals as they grow and their needs change?"

Judging for the Scholarships is based on credit union knowledge and the ability to communicate your thoughts and ideas through your essay. All applications and essays must be returned to the Credit Union no later than June 5th, to be eligible. Late applications and essays will not be accepted. All entrants will be notified of the Scholarship results in July. An awards ceremony for the winners will be held in August 2015. Click here for application.

Earn bonus points for every qualifying purchase made using your Americo MasterCard Credit Card.

With ScoreCard Rewards, you can turn your purchases into merchandise and travel rewards.  Anyone who already has a credit card with Americo FCU has automatically been enrolled to start earning points for every purchase.

You can check your reward points balance, shop the merchandise and travel rewards online, and shop in the ScoreMall to earn extra reward points per dollar spent for specific merchants.  It's easy to create an account and is completely free.  Click here to create your account.

4101 Main Street
Erie, PA 16511

2545 West 23rd Street
Erie, PA 16506



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