Americo Federal Credit Union
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Locations:
4101 Main Street
Erie, PA 16511
814-899-6608
814-899-6005 fax

2545 West 23 Street
Erie, PA 16506
814-833-0433
814-833-7299 fax

Fees


 Effective September 1, 2012

 As a condition of membership, you must purchase and maintain the minimum required share(s) as 
set forth below.

Par Value of One Share

$5.00

Number of Shares Required

1

 

 


IRA SHARE ACCOUNT FEES
Account Closure $25.00 / account (if closed within 1 year of opening)


 SHARE DRAFT ACCOUNT FEES
Nonsufficient Funds $25.00
Returned Item $25.00 / item
Stop Payment $25.00 / request
$25.00 / block of checks
Copy of Paid Share Draft $3.00 / item
Overdraft Transfer $10.00, 1 free per month
Bill Payer $5.75 / month
Recurring Debit Overdraft $25.00

 
  OTHER SERVICE FEES
Wire Transfer:
      Incoming
      Outgoing
      International

$10.00 / transfer
$15.00 / transfer
$35.00 / transfer

Western Union:
      Within the U.S. 


$15.00 / transfer
Money Order $2.00 / money order
Money Order stop payment $15.00
Travelers Check $ .60 / $100.00
Travelers Check for two $ .50 / $100.00
Account reconcilement $20.00 / hour ($10.00 minimum charge)
Account research $20.00 /hour ($10.00 minimum charge)
Account activity printout $2.00 / printout
Deposited item return  $25.00 / item 
Dormant account  $5.00 /month, after 24 months of no account activity 
Copy of statement  $3.00 / statement 
Overdraft  $25.00 / item 
Return item  $25.00 / item 
Share draft printing   prices vary on style 
Insufficient address 

$10.00 / year if statement is returned undeliverable 
                    with no forwarding address 

Overdraft Transfer $10.00 / transfer
 VISA Gift Card $2.50 each 
Account verification processing  $10.00 / verification 
Postal address service correction  $3.00 / account 
Canadian check processing  $10.00, does not include exchange rate
Court order / legal / tax levy  $35.00 
Shared Service Center Access  $2.00 / account per visit 


 EFT FEES
ATM Withdrawal/transfer $1.00 / transaction, 8 free per month
           (waived for transactions at Proprietary ATMs)
Card Replacement $5.00 / card
ACH Overdraft $25.00 / item
ATM  Inquiry $1.00 / inquiry
Online Banking:
      Stop Payment
      Return Items

$25.00
$25.00
Overdraft Transfer $10.00 / transfer
Audio Response/Telephone Teller Calls $2.00 /call, after four (4) free per month


The rates and fees appearing on this Schedule are accurate as of the effective date shown above.  If you have any questions or require current fee information on your accounts, please call the Credit Union. 

Statutory Lien Notice.  If you are in default on a financial obligation to Americo Federal Credit Union, Federal Law gives us the right to apply member shares, dividends and deposits in your account(s) at the time of default to satisfy the obligation.  When you default, we may exercise the right without further notification to you.  Further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union. 


 

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